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As we all watch the nightly news we can clearly see that
crimes on our personal property has risen. Be it our vehicle or our homes it
has definitely been on the rise. If one would do some simple investigation you would
find that many being convicted of these crimes are increasingly being
individuals without prior criminal records. As a counsellor this sparks a definite
intrigue in me. Why are there so many individuals resorting to criminal acts
when their lives clearly indicate that they have been productive citizens in
the past.

The lives and activities of career criminals remain steady
with no significant increase or decrease. Your first thought will be this is
the norm. That is how they get started. Studies show quite different. When we
look at what is classified as a career criminal it is almost the same. That is
a juvenile record that reflects early crimes, and escalates to more serious
crimes as they grow older. This however is not the case I am presenting. I have
found that the new criminals have no prior record. Let me stop and define the
area I am speaking of. I am not including in this or speaking of any sexual
crimes such as rape or criminal acts of that nature. I am speaking only of
crimes that involve theft or any crime that will give monetary gain to the perpetrator.
Watching the nightly news and seeing the crimes escalate even in my city,
Atlanta. There is a definite correlation of economy, and crime. You will say
well duh. Don’t, because this has not been the historical case. When studying
human behaviour most career criminals start out at an early age.  In some cases, not all, it is a trend in the make-up
of that individual’s family making it a learned behaviour.

I went to the stock market as I have always followed it. I
went to the GBI (Georgia Bureau of Investigation) website. They provide
statistics on crime in various formats. I then extracted some information, and
also extracted some information from the stock market.  I then went and included information like GM
and other large companies’ termination of large amounts of employees or the
actual closing of a company resulting in large lay-off’s. I will not get into the
mechanics of the formula, and procedures I used. I will however give you the
outcome. Whether one will agree completely with my approach anyone would
certainly have to agree with one thing. There is a definite and completely irrefutable
correlation in lay-off’s, stock market, and crime. I also applied this technique for
the last 10 years. This truly did not take much time after the initial model
was in place, just a matter of plugging in numbers. Looking at the last ten
years it has not been any were close a more startling correlation as there is
presently. This tells me many things. I could write a book on the ways this
data could be applied, the causation etc. I will only speak of one area. “The
new criminal”.

It is abundantly clear that the causation of productive,
crime free citizens turning to crime is the state of their finances due to our volatile
economy. I was talking to an individual a couple months ago who’s name I will keep
confidential.  I do occasionally talk to
people that are going through problems even though I do not officially practice
at present. I offer this as a free service to people that in other situations
could not afford it. This person—let’s call him Jeff. Jeff stated as his
presenting problem that he was worried because he had been contemplating a form
of petty theft. Jeff is a law abiding person that has a family, and has no
previous record. I mean clean. Not even traffic violations. He stated that he
has constantly been consumed with thinking of ways to commit petty crimes to
get money. Jeff was laid off. He has had problems finding a job that would pay
what he had once been paid. He does have a job, but over his life he allowed
his way of living to rise with his increase in income. This is a big mistake
that most Americans make.  When faced
with the lay off that included him and the fact that his skill is not widely
needed, he is now in a situation of having bills that out way his current
income. His current income is very handsome in most people’s eyes. Yet due to
his high spending in the past, and accumulation of debt it pales in view of his
financial obligations.

Leaving Jeff I want to continue with the “New Criminal”.
There have been many lay-off’s, and I fear before things get better we are going
to face more. We as Americans have learned and practice some very dangerous
financial practices. In the past our parents could get a good job with a
company and if desired, settle in and retire with an assured pension. We were
constantly reminded by our parents not to job hop, because it looked bad on our
resume. Today the average of being with a company is about 5 years.

Job placement companies are becoming a booming business.
They are referred to as head hunters, employment placement companies, or career
coaches.  These companies make it a
common practice of advising their clients that if they have not moved up, or received
appropriate raises within a 2- 3 year period of time, to move on. It just
simply sends an indication that you’re not performing well. Knowing this
information will be needed soon, being that the average is five years with a
given country.

Why is this important to know? We have to change our learned
way of handling our finances. We cannot be sure 2 years or five years from now
we are going to be earning what we have become accustom to. Then add the fact
that lay-off’s have become common, and in many cases without warning. We cannot
rely on indicators, and signals that our parents, and grandparents used. We
have to realize we live in a false economy. The stock market is certainly not a
reliable indicator of the state of our economy. It has been this way from the
very onset of fiat money, and moving away from the gold standard. Perhaps in
the future I can do an article on just that.

We are using old techniques to gauge our futures. We are practising dangerous spending tactics. We are accumulating more and more debt.
Simply put we are living far out of our means. This has been the single most
cause of the new criminal. When faced with a lay off, loss of pay and the
enormous debt an individual has, they enter into a panic. Faced with a family
to provide for, the expectations of the kids for the parents to provide for
them outrageous support for clothing, and material things to keep up with their
peers. The dangerous increase of keeping up with the Jones mentality by the adults,
the individual is suddenly faced with a situation that is far more than they
can handle mentally. They enter into a form of fight or flight state. In many
cases as I have proven they turn to petty theft, they begin thinking of ways
that will temporarily subsidize their income with no thoughts of continuing the
criminal behaviour.  They began contemplating
a quick fix, a temporary relief to a financial bind that just maybe a little
petty infraction of the law will tide them over until things get better.    

Why is this so dangerous? This is certainly unsettling what
I am about to present, but indisputably factual. This historically productive,
crime free individual enters into an area that he is completely unfamiliar
with. Fact is as bad as it sounds that with any job or profession the person becomes
very knowledgeable, very proficient.  So
is the criminal life style. We have now a person performing an act that they
have no clue as to how to perform in a proficient manner that will allow them
to complete (In many cases). In more cases than not the individual makes a fumbling
attempt usually getting caught or worse. Consider the following scenario.

Let’s use the name Jeff again. Jeff decides in his panic or
state of fight or flight to sneak into a house one night that he feels contains
valuable things he can pawn or sell wherever to temporarily get him over his
financial problems. Now Jeff has no experience, and is suddenly caught in the
act by the home-owner. For one, the experienced criminal in most cases will do
it in a manner that he will not be caught. Statistics prove this. The amount of
crimes committed verses the convictions certainly proves this. So Jeff a previously
productive citizen is faced with the fact he is caught, he is going to jail,
his reputation is ruined, and he is about to bring tremendous embarrassment,
and condemnation to his family, resulting in him losing his family. What happens?  He can’t be caught. He attempts to flee, and
in doing so someone gets injured or worse killed, either the home-owner of Jeff.
It may sound awful but just as an experienced painter will do a better job than
myself, an inexperienced painter so is true with a criminal. The experienced
criminal will less likely be caught therefore the less the chance of someone
getting hurt.

Our present economic situation especially  the housing market with so many people having
utilized the interest only loans and the major lay-off’s we see is certainly to
bring a rise to the “New Criminal. What are we to do? As has always been the case
we can only take extra precautions to insure our own safety, and the safety of
our family. Taking precautions as simple as insuring our homes are secure
before retiring at night. Having security systems admittedly rarely deter the
experienced criminal, but will heavily deter the inexperienced one. Writing
this article I began thinking of things we could acquire to help secure our
homes and family. In doing so I found that many things are available, but are ridiculously
expensive. So I set out to find them more affordable. In some cases I was able
to obtain home, and personal security items at a great price from companies that
agreed with me, and wanted to contribute. So I am providing some security items
to you for purchase at unprecedented prices. As awful as it is that we have to
have them, as I remember growing up, in the summers we would sleep with the windows
raised, and rarely look the doors.  I can
also remember growing up how the keys were most often just left in the cars
whether at home or out on the town. That would be considered, and is absurd to
attempt today. So take responsibility for your safety, and your families and
take a look at some of the items I have provided. When you purchase these items
I have provided, in order to protect your security on-line. You will be taken
immediately to Google’s super secure site to check out. We will not have any
access to your private information at all. Google has probably along with
Amazon the absolute best checkout procedures and security on the internet, and
off the internet for that matter. We offered some of these items in another
format, and they sold out within a week. So if you want them do not hesitate as
they if they follow the trend will be gone fast. We insure that these items are
shipped within 2-3 three days of purchase, and in many cases the same day. If
we list an item we have it in stock. So you do not have to worry about a back
order. Also you do not have to worry about advertising from us or anyone else.
We could not anyway, as we will not have access to your information. We are a
media company. We focus on bringing relevant news to you as it presents itself.
This is out of the norm for our area of reporting as we focus mainly on current
events like Political Elections etc.. I feel this to be a rising problem and
felt it necessary to convey to you. In doing so and looking at the pricing on
security items I felt a responsibility to find a way to offer them at a
reasonable price. I know that many of our subscribers are possibly on a fixed
income so to insure that you have an affordable way to obtain items for your
security I did the research, and have provided them.

Future article will include;

-How is our economy driving us toward a Social System?

-Who is pushing this move toward Socialism?

-What are some of the key indication of this push toward a
Social System?

- The Present dangers associated with the decline of our
rights, freedoms, and liberties as a Nation

Be aware these articles will be published as time permits.
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Warmest Regards,

Mark Taylor D.D.